2010 Enforcement Actions


12/30/10
Elleni Klimantis-Berger d/b/a All Credit Finance, and Randy David Berger, Individually
Elleni Klimantis-Berger d/b/a All Credit Finance and Randy David Berger, Individually, have entered into a Consent Agreement and Order prohibiting them from working in the residential mortgage loan business in Pennsylvania.

12/28/10
James Bumbery
The Department has issued an order against James Bumbery, prohibiting him from working in the mortgage loan business in Pennsylvania as regulated by the Mortgage Licensing Act.

 

12/28/10
Love Homes, Inc.
Love Homes, Inc. has entered into a Consent Agreement and Order and will pay restitution and take corrective action for engaging in activity in violation of the Motor Vehicle Sales Finance Act.

 

12/28/10
U.S. Mortgage Finance Corp. d/b/a www.usmfc.com
U.S. Mortgage Finance Corp. d/b/a www.usmfc.com 
has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

 

12/27/10
Holiday Financial Services Corporation
Holiday Financial Services Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

 

12/23/10
W&L Sports Cars, Inc.
W&L Sports Cars, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed sales finance activity in violation of the Motor Vehicle Sales Finance Act.

12/17/10
First Ohio Banc & Lending, Inc. d/b/a First Ohio Lending, Inc.
First Ohio Banc & Lending, Inc. d/b/a First Ohio Lending, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
12/17/10
Payless Mortgage Corporation
Payless Mortgage Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

 

12/14/10
Priority Financial Services, LLC d/b/a Priority Mortgage Services
Priority Financial Services, LLC d/b/a Priority Mortgage Services has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

12/13/10
Mortgage Mobility, LLC
Mortgage Mobility, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

12/13/10
Shady Maple RV, Inc.
Shady Maple RV, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed loan activity in violation of the Motor Vehicles Sales Finance Act.

12/9/10
Modification Services, Inc.
The Department has issued an order against Modification Services, Inc., ordering the company to refund all advance fees collected from Pennsylvania consumers and cease engaging in the mortgage loan business in Pennsylvania.

12/9/10
Barron Mortgage Corp.
The Department has amended the Nov. 10, 2009 Consent Agreement and Order for Barron Mortgage Corp.


12/9/10
Dickson Consulting, LLC d/b/a pamortgageadvice.com
Dickson Consulting, LLC d/b/a PAMortgageAdvice.com has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

12/6/10
United Capital Lenders, LLC
United Capital Lenders, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

12/3/10
American Mortgage Finance, Inc.
American Mortgage Finance, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
12/3/10
Walter Jackson Mortgage Corporation
Walter Jackson Mortgage Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

11/29/10
Real Estate Mortgage Network, Inc. d/b/a Menlo Park Funding
Real Estate Mortgage Network, Inc. d/b/a Menlo Park Funding has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

11/29/10
A&A Associates Mortgage Litigators
A&A Associates Mortgage Litigators has entered into a Consent Agreement and Order for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act and will cease advertising or originating loans in Pennsylvania or to Pennsylvania consumers until such time as it is licensed by the Department of Banking.

11/29/10
Equity America Mortgage Services, Inc.
Equity America Mortgage Services, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

11/29/10
John K. Nudo d/b/a John Nudo Auto Sales
John K. Nudo d/b/a John Nudo Auto Sales has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed loan activity in violation of the Motor Vehicles Sales Finance Act.
 
11/29/10
Roger’s Auto and Boat Sales
Roger’s Auto and Boat Sales has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed loan activity in violation of the Motor Vehicles Sales Finance Act.

11/23/10
American Financial Resources, Inc.
American Financial Resources, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

11/18/10
1st Trust Financial, LLC, and Andrew Wulk
1st Trust Financial, LLC, and Andrew Wulk have entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

11/18/10
Village Capital and Investment LLC d/b/a Village Home Mortgage
Village Capital and Investment LLC d/b/a Village Home Mortgage has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity, failing to maintain a surety bond and net worth, and using misleading advertising in violation of the Mortgage Licensing Act.

11/17/10
Home Rescue, LLC
Home Rescue, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

11/16/10
C.M. Mortgage Services, Inc.
The Department has issued an order against C.M. Mortgage Services, Inc., ordering the company to pay a fine for violations of the Mortgage Licensing Act and suspending its license to engage in the mortgage loan business in Pennsylvania.

11/16/10
Spencer’s Used Cars
Spencer’s Used Cars has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed installment sales activity in violation of the Motor Vehicle Sales Finance Act.

 

11/15/10
Official Payments Corporation
Official Payments Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed money transmittal activity in violation of the Money Transmitter Act.
 
11/15/10
Mortgage Network, Inc. d/b/a Mortgage Network, MNET Mortgage Corp., Source Group, Source Mortgage Group and Source Mortgage Network
Mortgage Network, Inc. (d/b/a Mortgage Network, MNET Mortgage Corp., Source Group, Source Mortgage Group and Source Mortgage Network) has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

11/10/10
Amity Mortgage Corp.
Amity Mortgage Corp. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

11/9/10
Sears, Roebuck and Co.
Sears, Roebuck and Co. has entered into a Consent Agreement and Order, will pay a fine for violations of the Check Casher Licensing Act and shall cease offering check cashing services in Pennsylvania under the CCLA.


11/4/10
PHH Home Loans, LLC d/b/a Coldwell Banker Home Loans
PHH Home Loans, LLC d/b/a Coldwell Banker Home Loans has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.


11/8/10
Mortgage Professionals, Inc.
Mortgage Professionals, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.


11/3/10
Equity Source Home Loans, LLC
Equity Source Home Loans, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

11/2/10
Cali Mortgage Corporation and Robert Knittel
Cali Mortgage Corporation and Robert Knittel have entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
11/1/10
Maverick Funding Corp.
Maverick Funding Corp. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
11/1/10
T.G. Auto Sales
T.G. Auto Sales has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed installment sales activity in violation of the Motor Vehicle Sales Finance Act.
 
11/1/10
Cambridge Mercantile Corporation (U.S.A.)
Cambridge Mercantile Corporation (U.S.A.) has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed money transmittal activity in violation of the Money Transmitter Act.

10/29/10
Seckel Capital, LLC
Seckel Capital, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

10/26/10
Barry Miller Quality Cars, LLC
Barry Miller Quality Cars, LLC has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment seller activity in violation of the Motor Vehicle Sales Finance Act.

10/26/10
Frank’s Used Cars
Frank’s Used Cars has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed installment sales activity in violation of the Motor Vehicle Sales Finance Act.

10/21/10
Advantage Financial Mortgage Bankers, Inc.
Advantage Financial Mortgage Bankers, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

10/18/10
AM Mortgage Brokers, Inc.
AM Mortgage Brokers, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

10/15/10
Reliance First Capital, LLC
Reliance First Capital, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

10/13/10
Main Street Mortgage Services, Inc. d/b/a Asset Mortgages & Financial Services, Inc. and Jeffrey A. Garbinski
Main Street Mortgage Services, Inc. d/b/a Asset Mortgages & Financial Services, Inc. and Jeffrey A. Garbinski have entered into a Consent Agreement and Order and will cease and desist from engaging in the mortgage loan business.

10/7/10
Maclay Street Market
Maclay Street Market has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed activity in violation of the Check Casher Licensing Act.
 
10/7/10
Select Funding, Inc. d/b/a Home National Mortgage Company
Select Funding, Inc. d/b/a Home National Mortgage Company has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
10/7/10
E Mortgage Management, LLC d/b/a E-Colonial Funding
E Mortgage Management, LLC d/b/a E-Colonial Funding has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
10/7/10
New Seasons Financial, LLC
New Seasons Financial, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

10/5/10
Priority Financial Services, Inc.
Priority Financial Services, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
10/5/10
United Financial Management Group, Inc.
United Financial Management Group, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

10/5/10
R.H. Smith & Sons, Inc.
R.H. Smith & Sons, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed installment sales activity in violation of the Motor Vehicle Sales Finance Act.

 

9/30/10
Alton Mortgage LLC
The Department has issued an order against Alton Mortgage LLC, ordering the company to pay a fine for violations of the Mortgage Licensing Act and suspending its license to engage in the mortgage loan business in Pennsylvania.
 
9/30/10
Capital Systems Inc.
The Department has issued an order against Capital Systems Inc., ordering the company to pay a fine for violations of the Mortgage Licensing Act and suspending its license to engage in the mortgage loan business in Pennsylvania.
 
9/30/10
Signature Mortgage Company Inc.
The Department has issued an order against Signature Mortgage Company Inc., ordering the company to pay a fine for violations of the Mortgage Licensing Act and suspending its license to engage in the mortgage loan business in Pennsylvania.

 

9/29/10

Envoy Mortgage, Ltd.

Envoy Mortgage, Ltd. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

 

9/29/10
Van Dyk Mortgage Corporation

Van Dyk Mortgage Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

 

9/28/10

Brink Mortgage, LLC

Bring Mortgage, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

 

9/28/10

Franklin American Mortgage Company

Franklin American Mortgage Company has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/27/10
USMAC Consulting, Inc. and the USMAC Law Group
The Department has issued an order against USMAC Consulting, Inc. and the USMAC Law Group, ordering the company and its officers, members, managers employees, independent contractors and agents to cease from engaging in the mortgage loan business in Pennsylvania, pay restitution and a fine, and take corrective actions for violations of the Mortgage Licensing Act.


9/24/10
Mortgage Now, Inc.
Mortgage Now, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/22/10
Northstar Alliance, Inc.
The Department has suspended the mortgage license of Northstar Alliance, Inc., ordered the company to pay a fine and take corrective measures for violations of the Mortgage Licensing Act and the Proper Conduct Regulation.

9/22/10
Acre Mortgage & Financial, Inc.
Acre Mortgage & Financial, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/22/10
Prosperity Mortgage Company
Prosperity Mortgage Company has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/22/10
Gateway Funding Diversified Mortgage Services, L.P.
Gateway Funding Diversified Mortgage Services, L.P. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
9/22/10
P&W Foreign Car Service
P&W Foreign Car Service has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed installment sales activity in violation of the Motor Vehicle Sales Finance Act.
 
9/22/10
Frank D. Miller d/b/a Frank’s Automotive
Frank D. Miller d/b/a Frank’s Automotive has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed installment sales activity in violation of the Motor Vehicle Sales Finance Act.

9/17/10
Allied Financial LLC
Allied Financial LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/17/10
Moreland Financial Corp.
Moreland Financial Corp. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/14/10
GHM Mortgage Services, LLC d/b/a Credence Mortgage and as The Mortgage
GHM Mortgage Services, LLC d/b/a Credence Mortgage and as The Mortgage Company has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/14/10
Superior Mortgage Corp. d/b/a Superior Home Mortgage Corp.

Superior Mortgage Corp. d/b/a Superior Home Mortgage Corp. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/10/10
NFM, Inc. d/b/a NFM Consultants, Inc.
NFM, Inc. d/b/a NFM Consultants, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
9/10/10
Moneyline Lending, LLC
Moneyline Lending, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
9/10/10
Premier Mortgage and Home Equity, LLC and Kara Nardone
Premier Mortgage and Home Equity, LLC and Kara Nardone have entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/10/10
Main Street Financial, Inc.
Main Street Financial, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/10/10
Lighthouse Credit Foundation, Inc.
Lighthouse Credit Foundation, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for providing unlicensed services in violation of the Debt Management Services Act

9/9/10
Integrated Financial Group, Inc.
Integrated Financial Group, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/9/10
Davlaw Enterprises, Inc. d/b/a Union First Mortgage & Financial Services
Davlaw Enterprises, Inc. d/b/a Union First Mortgage & Financial Services has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/8/10
Rickmart, Inc. d/b/a Schwartz Market
Rickmart, Inc. d/b/a Schwartz Market has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed check cashing activity in violation of the Check Casher Licensing Act.
 
9/8/10
Vincent R. Liott, Inc.
Vincent R. Liott, Inc.has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Mortgage Licensing Act and the Proper Conduct Regulation.

9/8/10
Aymen Elmobdy
Aymen Elmobdy has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/3/10
Potomac Mortgage Capital, Inc. d/b/a New Hope Mortgage

Potomac Mortgage Capital, Inc. d/b/a New Hope Mortgage has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/3/10
Globe Mortgage America, LLC

Globe Mortgage America, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Mortgage Licensing Act.


9/1/10
Trident Mortgage Company LP
Trident Mortgage Company LP has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

8/31/10
Freedom Mortgage Corp. d/b/a Jefferson Home Mortgage and Loan
Freedom Mortgage Corp. d/b/a Jefferson Home Mortgage and Loan has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
8/31/10
Liberty One Financial, Inc.
Liberty One Financial, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

8/30/10
American Commercial Lending, Inc. d/b/a American Mortgage Lending, and Jeffrey Bechtold
American Commercial Lending, Inc. d/b/a American Mortgage Lending, and Jeffrey Bechtold have entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

8/25/10
A-M-S Mortgage Services, Inc. d/b/a AMS Mortgage Services of PA
A-M-S Mortgage Services, Inc. d/b/a AMS Mortgage Services of PA has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
8/25/10
GMAC Mortgage, LLC d/b/a Ditech
GMAC Mortgage, LLC d/b/a Ditech has entered into a Consent Agreement and Order and will pay a fine, provide restitution to consumers and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

8/25/10
Endurance Autos LLC
Endurance Autos LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed loan activity in violation of the Motor Vehicles Sales Finance Act.

8/23/10
East Side Lenders, LLC
The Department has issued an order against East Side Lenders, LLC, ordering the company to pay a fine for violations of the Consumer Discount Company Act (CDCA) and the Loan Interest and Protection Law (LIPL) and take corrective action, and prohibiting the company advertising, soliciting and arranging non-mortgage loans for Pennsylvania residents that violate the CDCA and LIPL as well as other non-mortgage loans until licensed by the Department.

8/20/10
Northway Financial Corporation Ltd, Northway Broker Ltd, NDG Financial, E-Care Contact Centers d/b/a zip19.com and mycashtransfercenters.com and Kimberly DeThomas
The department has issued a final Cease and Desist Order against Northway Financial Corporation Ltd, Northway Broker Ltd, NDG Financial, E-Care Contact Centers d/b/a zip19.com and mycashtransfercenters.com and Kimberly DeThomas for making loans to Pennsylvania consumers in violation of the Consumer Discount Company Act and the Loan Interest and Protection Law.

8/20/10
Lutheran Social Services of Minnesota d/b/a LSS Financial Counseling Service
Lutheran Social Services of Minnesota d/b/a LSS Financial Counseling Service has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed debt management services activity in violation of the Debt Management Services Act.


8/20/10
Unique Motors Inc.
Unique Motors Inc. has entered into a Consent Agreement and Order and agreed to pay a fine and take corrective action for entering into unlicensed motor vehicle installment sales contracts in violation of the Motor Vehicle Sales Finance Act.

8/16/10
Ann Marie Tonkovich
The Department has issued an order against Ann Marie Tonkovich, prohibiting her from working in the mortgage loan business in Pennsylvania as regulated by the Mortgage Licensing Act.

8/16/10
First Atlantic Mortgage Corp.
First Atlantic Mortgage Corp. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

8/6/10
First American Mortgage Company of Eastern PA, LLC
First American Mortgage Company of Eastern PA, LLC has entered into a Consent Agreement and Order and agreed to pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

8/6/10
Guaranteed Mortgage Company
Guaranteed Mortgage Company has entered into a Consent Agreement and Order and agreed to pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

7/30/10
The Holden Group Ltd. and Michael P. Meyer
The Holden Group Ltd. and Michael P. Meyer has entered into a Consent Agreement and Order and agreed to pay a fine and take corrective action for engaging in unlicensed mortgage loan modification activity in violation of the Mortgage Licensing Act.

7/29/10
Beaver Motors, Inc.
Beaver Motors, Inc. has entered into a Consent Agreement and Order and agreed to pay a fine and take corrective action for engaging in unlicensed loan activity in violation of the Motor Vehicles Sales Finance Act.

7/21/10
Hope Financial Group, LLC
The Department has ordered Hope Financial Group, LLC, to cease and desist from engaging in the mortgage loan business in Pennsylvania and to take corrective actions for violations of the Mortgage Licensing Act.

7/14/10
1st Foreclosure Prevention
1st Foreclosure Prevention has entered into a Consent Agreement and Order for unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

7/9/10
Car Connection Auto Sales LLC
Car Connection Auto Sales LLC has entered into a Consent Agreement and Order to surrender the license of Car Connection for violation of the Motor Vehicle Sales Finance Act.

7/07/10
MLD Mortgage, Inc. DBA The Money Store
MLD Mortgage, Inc. DBA The Money Store has entered into a final Consent Agreement and Order and will pay a fine for violations of the Mortgage Licensing Act and the Proper Conduct Regulation.

6/29/10
Home Ownership Possibilities for Everyone, LLC
The Department has ordered Home Ownership Possibilities for Everyone, LLC, to cease from engaging in the mortgage loan business in Pennsylvania, pay a fine and take corrective action for violations of the Mortgage Licensing Act.

6/18/10
EC Financial LLC
EC Financial LLC has entered into a final Consent Agreement and Order and will pay a fine for engaging in unlicensed activity in violation of the Mortgage Licensing Act.


06/14/10
Global Payday Loan, LLC a/k/a, Fastcash Advance a/k/a, Payday-Loan-Yes
The department has issued a final Cease and Desist Order against Global Payday Loan, LLC a/k/a, Fastcash Advance a/k/a, Payday-Loan-Yes for making loans to Pennsylvania consumers in violation of the Consumer Discount Company Act and the Loan Interest and Protection Law.

6/11/2010
J&J Multi Services
J&J Multi Services has entered into a final Consent Agreement and Order and will pay a fine for engaging in unlicensed activity in violation of the Check Casher Licensing Act.
 
6/11/2010
Seckel Capital, LLC
Seckel Capital, LLC has entered into a final Consent Agreement and Order and will pay a fine for violations of the Mortgage Licensing Act.

6/9/10
Antony Coulter Harden d/b/a Veritas Mortgage Services
Antony Coulter Harden d/b/a Veritas Mortgage Services has entered into a final Consent Agreement and Order and will pay a fine for unlicensed mortgage activity in violation of the Mortgage Licensing Act.

05/28/10
Michael McFerron Pope
The Department has prohibited Michael McFerron Pope from engaging in the mortgage loan business as regulated by the Mortgage Licensing Act.

5/27/10
Maxim Mortgage Solutions
Maxim Mortgage Solutions has entered into a Consent Agreement and Order for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

5/26/10
Envios R.D. Corp. d/b/a Pronto Envios

Envios R.D. Corp. d/b/a Pronto Envios has entered into a final Consent Agreement and Order for engaging as a money transmitter in Pennsylvania without maintaining the required bond or certified deposits.

05/26/10
Westfall Enterprises, Inc. d/b/a Tropical Motor Cars
Westfall Enterprises, Inc. d/b/a Tropical Motor Cars has entered into a final Consent Agreement and Order for violating the Motor Vehicle Sales Finance Act.

5/18/10
James Andrew Spike

The Department has issued an order against James Andrew Spike, prohibiting him from working in the mortgage loan business as regulated by the Mortgage Licensing Act.

5/14/10
Mesa Law Group
Mesa Law Group has entered into a Consent Agreement and Order for advertising that it was engaged in the mortgage loan business in Pennsylvania when it was not licensed to do so.

04/29/10
Equity Loans LLC
Equity Loans LLC has entered into a final Consent Agreement and Order and will pay a fine for sending a solicitation to Pennsylvania consumers that could be considered misleading as to its content and purpose.

4/25/10
Debra Phillips
The Department has issued an order against Debra Phillips, prohibiting her from working in the mortgage loan business as regulated by the Mortgage Licensing Act.

4/25/10

Tiffany Lynn Sprouts
The Department has issued an order against Tiffany Lynn Sprouts, prohibiting her from working in the mortgage loan business as regulated by the Mortgage Licensing Act.


04/22/10
Pinnacle Mortgage, Inc.
Pinnacle Mortgage, Inc. has entered into a final Consent Agreement and Order and will pay a fine for failing to disclose on its application to the Department that it conducted mortgage loan business out of a branch in New Jersey. 

04/16/10
Frank J. Weaver Inc. d/b/a Atlantic Home Equity
Frank J. Weaver Inc. d/b/a Atlantic Home Equity has entered into a final Consent Agreement and Order and will pay a fine for sending a solicitation to Pennsylvania consumers that could be considered misleading as to its content and purpose.

4/15/10
Michael J. McGrath, Jr.
The Department has issued a final order to prohibit Michael J. McGrath, Jr. from engaging in the mortgage business in Pennsylvania.

4/15/10
CDLoanMod.com
CDLoanMod.com has entered into a Consent Agreement and Order for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
4/15/10
US Loan Outreach

The Department has issued an order against US Loan Outreach for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

4/9/10
Allied Mortgage Group d/b/a Advantage One Financial, d/b/a Loan Star Mortgage, d/b/a Reverse Ultra
Allied Mortgage Group d/b/a Advantage One Financial, d/b/a Loan Star Mortgage, d/b/a Reverse Ultra has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Mortgage Licensing Act.


04/08/10
Fransen & Molinaro Law Firm
Fransen & Molinaro Law Firm has entered into a final Consent Agreement and Order for advertising that it was engaged in the mortgage loan business in Pennsylvania when it was not licensed to do so.  

04/07/10
E Mortgage Recovery, LLC and David Swirczewski
E Mortgage Recovery, LLC and David Swirczewski have entered into a final Consent Agreement and Order for engaging in the mortgage loan business in Pennsylvania without a license.

03/29/10
Charter Homes & Neighborhoods
Charter Homes & Neighborhoods has entered into a final Consent Agreement and Order and will pay a fine for engaging in the mortgage loan business without a license and misleading advertising.

03/18/10
James C. Platts
The Department has issued an order against James C. Platts, prohibiting him from working in the mortgage loan business as regulated by the Mortgage Licensing Act.

03/18/10
Pacific Sun Mortgage Corp
The Department has issued a final Order to suspend the license of Pacific Sun Mortgage Corp until it provides a surety bond and pays a fine.

03/18/10
Parkside Mortgage Corporation
The Department has issued a final Order to suspend the license of Parkside Mortgage Corporation until it provides a surety bond and pays a fine.

03/18/10
Penn American Mortgage Corporation
The Department has issued a final Order to suspend the license of Penn American Mortgage Corporation until it provides a surety bond and pays a fine.

03/18/10
SABRE Financial Limited

The Department has issued a final Order to suspend the license of SABRE Financial Limited until it provides a surety bond and pays a fine.

03/18/10
West Philadelphia Financial Services Institution

The Department has issued a final Order to suspend the license of West Philadelphia Financial Services Institution until it provides a surety bond and pays a fine.

03/18/10
Remarc Mortgage, LLC
The Department has issued a final Order to suspend the license of Remarc Mortgage, LLC until it provides a surety bond and pays a fine.

03/18/10
Net Worth Financial Services, Inc.

The Department has issued a final Order to suspend the license of Net Worth Financial Services, Inc. until it provides a surety bond and pays a fine.

03/16/10
Flagship Mortgage Corporation d/b/a goflagshipmortgage.com
Flagship Mortgage Corporation d/b/a goflagshipmortgage.com has entered into a final Consent Agreement and Order and will pay a fine for making material misstatements on applications submitted to the Department.

3/15/10
A-1 Mortgage Corporation, A-1 Mortgage of Florida LLC, Maria Makozy and Gregory Makozy
A-1 Mortgage Corporation, A-1 Mortgage of Florida LLC, Maria Makozy and Gregory Makozy have entered into a Consent Agreement and Order for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

03/15/10
Diamond Industries, Inc.
Diamond Industries, Inc. has entered into a final Consent Agreement and Order for engaging in unlicensed mortgage activity by running advertisements that appeared to solicit mortgage loan business from Pennsylvania consumers. 

03/12/10
Mortgageline LLC
The Department has issued a final Order to suspend the license of Mortgageline LLC until it provides a surety bond and pays a fine. 

03/12/10
Integrity Financial Group, Inc.
The Department has issued a final Order to suspend the license of Integrity Financial Group, Inc. until it provides a surety bond and pays a fine.

03/12/10
First Option Lending LLC
The Department has issued a final Order to suspend the license of First Option Lending LLC until it provides a surety bond and pays a fine.

03/12/10
Greenbriar Marketing & Management, Inc.

The Department has issued a final Order to suspend the license of Greenbriar Marketing & Management, Inc. until it provides a surety bond and pays a fine.

03/12/10
Jordan Mortgage Services
The Department has issued a final Order to suspend the license of Jordan Mortgage Services until it provides a surety bond and pays a fine.

03/12/10
Lend Select Mortgage, LLC

The Department has issued a final Order to suspend the license of Lend Select Mortgage, LLC until it provides a surety bond and pays a fine.

03/12/10
Longacre Holdings, LLC

The Department has issued a final Order to suspend the license of Longacre Holdings, LLC until it provides a surety bond and pays a fine.

03/12/10
Mary L. Allen d/b/a Lake Region Mortgage
The Department has issued a final Order to suspend the license of Mary L. Allen d/b/a Lake Region Mortgage until it provides a surety bond and pays a fine.

03/12/10
Modern Mortgage Concepts, Inc.

The Department has issued a final Order to suspend the license of Modern Mortgage Concepts, Inc. until it provides a surety bond and pays a fine.

03/12/10
Mortgage Associates, Inc.

The Department has issued a final Order to suspend the license of Mortgage Associates, Inc. until it provides a surety bond and pays a fine.

03/09/10
UnitedCashLoans d/b/a www.unitedcashloans.com
The Department has issued a final Cease and Desist Order against UnitedCashLoans d/b/a www.unitedcashloans.com for making loans to Pennsylvania consumers in violation of the Consumer Discount Company Act and the Loan Interest and Protection Law. 

03/05/10
John James Blystone

The Department has issued a final Memorandum and Order to deny the application of John James Blystone for a mortgage originator license.

03/04/10
Capitol Lending Group Inc.
The Department has issued a final Order to suspend the license of Capitol Lending Group Inc. until it provides a surety bond and pays a fine.

03/04/10
Core State Financials, LLC
The Department has issued a final Order to suspend the license of Core State Financials, LLC until it provides a surety bond and pays a fine.

03/04/10
Davlaw Enterprises, Inc.

The Department has issued a final Order to suspend the license of Davlaw Enterprises, Inc. until it provides a surety bond and pays a fine.

03/04/10
Dynasty Mortgage Network LLC
The Department has issued a final Order to suspend the license of Dynasty Mortgage Network LLC until it provides a surety bond and pays a fine.

03/04/10
Eastern Equity, Inc.
The Department has issued a final Order to suspend the license of Eastern Equity, Inc. until it provides a surety bond and pays a fine.

03/03/10
Ashland Financial Group LLC
The Department has issued a final Order to suspend the license of Ashland Financial Group LLC until it provides a surety bond and pays a fine.


03/03/10
Robert Joseph Buglak, Jr.
The Department has issued a final Order to suspend the mortgage license of Robert Joseph Buglak, Jr. until it provides a surety bond and pays a fine.

03/02/10
Acquisition Mortgage, LLC
The Department has issued a final Order to suspend the license of Acquisition Mortgage, LLC until it provides a surety bond and pays a fine.

03/02/10
All City Mortgage, Inc.
The Department has issued a final Order to suspend the license of All City Mortgage, Inc. until it provides a surety bond and pays a fine.

03/02/10
American Advantage Mortgage Company, LLC
The Department has issued a final Order to suspend the license of American Advantage Mortgage Company, LLC until it provides a surety bond and pays a fine.

02/23/10
Battaglia Auto Wrecking, Inc. d/b/a Battaglia Auto Sales
Battaglia Auto Wrecking, Inc. d/b/a Battaglia Auto Sales has entered into a final Consent Agreement and Order and will pay a fine for engaging in the business of an installment seller when it was not licensed.

02/12/10
Nationwide Mortgage Loans, Inc.
The Department has issued an order against Nationwide Mortgage Loans, Inc., to take corrective actions and prohibiting the company and its employees, contractors or agents from working in the mortgage loan business in Pennsylvania as regulated by the Mortgage Licensing Act.

01/29/10
Taylor, Bean & Whitaker Mortgage Corp.
Taylor, Bean & Whitaker Mortgage Corp. has entered into a final Consent Agreement and Order to surrender its Pennsylvania mortgage lender license and to allow the Department free access to all required records.

01/25/10
Gilpin Financial Services, Inc.
Gilpin Financial Services, Inc. has entered into a final Consent Agreement and Order and will pay a fine for violating a 2008 order by originating mortgage loans from unlicensed locations and failing to include language that it is licensed by the Department on advertising material.

01/20/10
Hawthorne Capital Corp.

Hawthorne Capital Corp. has entered into a final Consent Agreement and Order and will pay a fine for failing to fund closed loans. The company must also reimburse consumers for actual damages resulting from its failure to fund their loans.

1/15/10
American Mitigation Law Group, Inc.
The Department has issued an order against American Mitigation Law Group, Inc., ordering the company and its officers, members, managers employees, independent contractors and agents to cease from engaging in the mortgage loan business in Pennsylvania and take corrective actions for violations of the Mortgage Licensing Act.

01/13/10
MoneyGram Payment Systems, Inc.

MoneyGram Payment Systems, Inc. has entered into a final Consent Agreement and Order and will pay a fine for not maintaining the minimum capital required to hold a money transmitter license.

01/08/10
Financial Restoration, Inc.

The Department has issued a final Order against Financial Restoration, Inc. for engaging in unlicensed mortgage loan business in Pennsylvania.

01/08/10
Hansen Financial Services, Inc d/b/a Hansen Mortgage Services d/b/a www.hansenmtg.com and Hansen Cheng

The above parties have entered into a final Consent Agreement and Order and will pay a fine for failing to file its annual reports.  They will also pay their outstanding examination invoices to the Department.

01/05/10
Galante Auto Sales, LLC

Galante Auto Sales, LLC has entered into a final Consent Agreement and Order and will pay a fine for engaging in the business of an installment seller when it was not licensed.

01/04/10
A-1 Mortgage Corporation and Maria Makozy

A-1 Mortgage Corporation and Maria Makozy have entered into a final Consent Agreement and Order and will pay a fine to resolve allegations of mortgage loans originated by unlicensed employees.
 

01/04/10
Gregory M. Makozy
Gregory M. Makozy has entered into a final Consent Agreement and Order to resolve allegations that he originated mortgage loans without a license.  Mr. Makozy also withdraws his appeal of a license denial to A-1 Mortgage Company LLC.