2011 Enforcement Actions

12/27/11
Southern Auto Finance Company d/b/a SAFCo
Southern Auto Finance Company d/b/a SAFCo has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Motor Vehicle Sales Finance Act.

12/22/11
David A. Stortz & Associates, P.C. d/b/a Stortz Mortgage Services
David A. Stortz & Associates, P.C. d/b/a Stortz Mortgage Services has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.

12/19/11
J.H. Bennett, Inc. d/b/a Bennett Infiniti
J.H. Bennett, Inc. d/b/a Bennett Infiniti has entered into a Consent Agreement and Order and will pay a fine and take correction action for  violations of the Motor Vehicle Sales Finance Act.
 
12/19/11
J.H. Bennett, Inc. d/b/a Jaguar Allentown
J.H. Bennett, Inc. d/b/a Jaguar Allentown has entered into a Consent Agreement and Order and will pay a fine and take correction action for  violations of the Motor Vehicle Sales Finance Act.
 
12/19/11
J.H. Bennett, Inc. d/b/a Bennett Infiniti of Wilkes-Barre
J.H. Bennett, Inc. d/b/a Bennett Infiniti of Wilkes-Barre has entered into a Consent Agreement and Order and will pay a fine and take correction action for  violations of the Motor Vehicle Sales Finance Act.

12/19/11
Residential Home Funding Corp. d/b/a RHF Wholesale
Residential Home Funding Corp. d/b/a RHF Wholesale has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.
 
12/19/11
Howard Hanna Financial Services, Inc. d/b/a Howard Hanna Mortgage Services
Howard Hanna Financial Services, Inc. d/b/a Howard Hanna Mortgage Services has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Mortgage Licensing Act.

12/16/11
American Interbanc Mortgage, LLC

American Interbanc Mortgage, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.

 

12/16/11
JPay, Inc.
JPay, Inc. has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed transferral of money for Pennsylvania consumers in violation of the Money Transmitter Act.

12/15/11
Gordon Law Firm and Chance Gordon
The Department has ordered Gordon Law Firm and Chance Gordon to cease and desist from engaging in the mortgage loan business subject to the Mortgage Licensing act, pay a fine, provide consumer refund and take other corrective actions for engaging in unlicensed loan modification activity in violation of the Mortgage Licensing Act.

12/13/11
Manheim Car King, Inc.
Manheim Car King, Inc. has entered into a Consent Agreement and Order and will pay a fine and take correction action for  violations of the Motor Vehicle Sales Finance Act.

12/13/11
Mike Shuba Auto Sales & Service
Mike Shuba Auto Sales & Service has entered into a Consent Agreement and Order and will pay a fine and take correction action for violations of the Motor Vehicle Sales Finance Act.


12/9/11
Crossroads Car Sales, Inc.
Crossroads Car Sales, Inc. has entered into a Consent Agreement and Order and will pay a fine and take correction action for  violations of the Motor Vehicle Sales Finance Act.
 
12/9/11
Star Automall, LLC
Star Automall, LLC has entered into a Consent Agreement and Order and will pay a fine and take correction action for  violations of the Motor Vehicle Sales Finance Act.
 
12/9/11
Levittown Auto, Inc. d/b/a Levittown Auto
Levittown Auto, Inc. d/b/a Levittown Auto has entered into a Consent Agreement and Order and will pay a fine and take correction action for  violations of the Motor Vehicle Sales Finance Act.

12/7/11
1st Choice Mortgage Resolutions, Walter Getz and Susan Williams
The Department has ordered 1st Choice Mortgage Resolutions, Walter Getz and Susan Williams to cease and desist from engaging in the mortgage loan business subject to the Mortgage Licensing act, pay a fine, provide consumer refund and take other corrective actions for engaging in unlicensed loan modification activity in violation of the Mortgage Licensing Act.

12/7/11
Four Way Auto & Truck Sales, LLC
Four Way Auto & Truck Sales, LLC has entered into a Consent Agreement and Order and will pay a fine and take correction action for  violations of the Motor Vehicle Sales Finance Act.
 
12/6/11
Mick Motors, LLC
Mick Motors, LLC has entered into a Consent Agreement and Order and will pay a fine and take correction action for  violations of the Motor Vehicle Sales Finance Act.

12/5/11
Patriot Lending Services, Inc.
Patriot Lending Services, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.


12/5/11
American Consumer Advocates Law Group, Inc.
American Consumer Advocates Law Group, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan modification activity in violation of the Mortgage Licensing Act.


11/30/11
Ark-La-Tex Financial Services, LLC

Ark-La-Tex Financial Services, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Mortgage Licensing Act.

11/29/11
123 Fix My Loan
The Department has ordered 123 Fix My Loan to pay a fine and take corrective action for engaging in unlicensed loan modification activity in violation of the Mortgage Licensing Act.

11/29/11
Discount Mortgage Relief d/b/a INQB8, LLC and Mortgage Relief, LLC
The Department has ordered Discount Mortgage Relief d/b/a INQB8, LLC, and Mortgage Relief, LLC, to pay a fine and take corrective action for engaging in unlicensed loan modification activity in violation of the Mortgage Licensing Act.


11/29/11
Tabor Community Services, Inc.
Tabor Community Services, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed debt management services activity in violation of the Debt Management Services Act.

11/23/11
Guardian First Funding Group, LLC
Guardian First Funding Group, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity and other violations of the Mortgage Licensing Act.


11/15/11
UMH Sales and Finance, Inc.
UMH Sales and Finance, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.

11/8/11
Askins Motorgroup, Inc.
Askins Motorgroup, Inc. has entered into a Consent Agreement and Order and will pay a fine and take correction action for  violations of the Motor Vehicle Sales Finance Act.

11/7/11
Keystone Cyclone Division, Inc.
Keystone Cyclone Division, Inc. has entered into a Consent Agreement and Order and will pay a fine and take correction action for  violations of the Motor Vehicle Sales Finance Act.
 
11/7/11
Investment Auto Sales
Investment Auto Sales has entered into a Consent Agreement and Order and will pay a fine and take correction action for  violations of the Motor Vehicle Sales Finance Act.

11/4/11
Homestead Oak, Inc.
Homestead Oak, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

10/28/11
Millennium Financial Group, Inc. d/b/a MLend
Millennium Financial Group, Inc. d/b/a MLend has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Mortgage Licensing Act.

10/24/11
Sky Financial Services, Inc.
Sky Financial Services, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity and other violations of the Mortgage Licensing Act.
 
10/21/11
Lejco, Inc. d/b/a Autos Unlimited and Leif E. Johnson, Sr.
Lejco, Inc. d/b/a Autos Unlimited and Leif E. Johnson, Sr. have entered into a Consent Agreement and Order and will pay a fine and take correction action for  violations of the Motor Vehicle Sales Finance Act. In addition, Autos Unlimited and Leif E. Johnson, Sr. shall cease and desist from engaging in the business of an installment seller unless and until properly licensed.

10/20/11
Liberty Financial Consultants
Liberty Financial Consultants has entered into a Consent Agreement and Order and will pay a fine, pay refunds to consumers and take corrective action for engaging in unlicensed loan modification activity in violation of the Mortgage Licensing Act.

10/13/11
Trinity Mortgage Company, Inc.
Trinity Mortgage Company, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.

10/12/11
Springboard Nonprofit Consumer Credit Management Inc.
Springboard Nonprofit Consumer Credit Management Inc. has entered into a Consent Agreement and Order and will pay a fine, provide consumer refunds and take corrective action for engaging in unlicensed debt management services in violation of the Debt Management Services Act.

9/26/11
Sterling Motors, Inc.
Sterling Motors, Inc. has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment sales activity in violation of the Motor Vehicle Sales Finance Act.

9/21/11
The Advisor Mortgage Group, LLC
The Advisor Mortgage Group, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

9/16/11
Mortgage Rehabilitation, LLC
The Department has ordered Mortgage Rehabilitation, LLC to cease and desist from engaging in the mortgage loan business subject to the Mortgage Licensing Act, pay a fine, make a refund, and take corrective actions for engaging in unlicensed loan activity in violation of the Mortgage Licensing Act.

9/16/11
Mortgage Master Inc.
Mortgage Master Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
9/13/11
Princeton Financial, LLC
Princeton Financial, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.

9/12/11
All Mortgage Lending, LLC
All Mortgage Lending, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.
 
9/12/11
E&K Auto Sales Corporation
E&K Auto Sales Corporation has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment sales activity in violation of the Motor Vehicle Sales Finance Act.

9/2/11
Mike’s Auto and Truck, Inc.
Mike’s Auto and Truck, Inc. has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment sales activity in violation of the Motor Vehicle Sales Finance Act.

9/1/11
Affordable Mortgage Advisors, LLC d/b/a Holland Mortgage Advisors, Jonathan Freed, Julius Dana Divecchio and David Holland, Jr.
Affordable Mortgage Advisors, LLC d/b/a Holland Mortgage Advisors, Jonathan Freed, Julius Dana Divecchio and David Holland, Jr. have entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

8/23/11
Three Rivers Motor Car Company
Three Rivers Motor Car Company has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment seller activity in violation of the Motor Vehicle Sales Finance Act.

8/19/11
DJA Automotive, LLC d/b/a Kia of West Chester
DJA Automotive, LLC d/b/a Kia of West Chester has entered into a Consent Agreement and Order and will pay a fine and take correction action for violations of the Motor Vehicle Sales Finance Act.

8/17/11
E&S Funding, LLC
E&S Funding, LLC has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment sales activity in violation of the Motor Vehicle Sales Finance Act.

8/16/11
Fish Financial, LLC
Fish Financial, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.

8/4/11
Pechin Enterprises, LLC
Pechin Enterprises, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Check Casher Licensing Act.

8/2/11
Creative Mortgage Group, Inc. and Michael J. D’Alonzo
Creative Mortgage Group, Inc. and Michael J. D’Alonzo have entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the federal Real Estate Settlement Procedures Act and Mortgage Licensing Act.

8/2/11
Fairmore Financial, LLC
Fairmore Financial, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Mortgage Licensing Act.

7/29/11
First United Funding, Inc.
First United Funding, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Mortgage Licensing Act.

7/22/11
Affordable Auto Outlet
Affordable Auto Outlet has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment seller activity in violation of the Motor Vehicle Sales Finance Act.

7/14/11
Dean Ackinclose
The Department has prohibited Dean Ackinclose from working in the mortgage loan business as regulated by the Mortgage Licensing Act.

7/14/11
Merit Finance.com Inc.
Merit Finance.com Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.

7/12/11 
Ralph B. Seymour, Reverse Mortgage Lenders Organization, LLC, and Help Senior Homeowners A Non-Profit Counseling Service, Inc.
Ralph B. Seymour, Reverse Mortgage Lenders Organization, LLC, and Help Senior Homeowners A Non-Profit Counseling Service, Inc. has entered into a Consent Agreement and Order and will take corrective action for violations of the Mortgage Licensing Act.

7/8/11
Angela Honey Bilotta-Tressler

The Department has prohibited Angela Honey Bilotta-Tressler from working in the mortgage loan business as regulated by the Mortgage Licensing Act.


7/7/11
Princeton Mortgage Corporation d/b/a 1st Senior Home Protection
Princeton Mortgage Corporation d/b/a 1st Senior Home Protection has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity and violations of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.


7/1/11
Blue Mountain Consumer Discount Company
Blue Mountain Consumer Discount Company has entered into a Consent Agreement and Order, will pay a fine for violations of the Mortgage Licensing Act and will suspend lending pending further determination of the license status of the company and specific approval of the Department to resume lending.


7/1/11
Array Financial Group, Inc.
Array Financial Group, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.
 
7/1/11
Infinity Home Mortgage Company, Inc.
Infinity Home Mortgage Company, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity and violations of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.


7/1/11
Cover Chevrolet, Inc.
Cover Chevrolet, Inc. has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment seller activity in violation of the Motor Vehicle Sales Finance Act.


7/1/11
Aurora Financial Group, Inc.
Aurora Financial Group, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity and failure to display unique identifiers on mortgage loan applications in violations of the Mortgage Licensing Act.

6/24/11
Lincoln Mortgage Company
Lincoln Mortgage Company has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.


6/22/11
Complete Auto Sales & Repair
Complete Auto Sales & Repair has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Motor Vehicle Sales Finance Act.

6/21/11
Elite Funding Corporation d/b/a Tenacity Mortgage Corporation
Elite Funding Corporation d/b/a Tenacity Mortgage Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective actions for violations of the Proper Conduct Regulation and the Mortgage Licensing Act.


6/21/11
Kameron Funding, Inc.
Kameron Funding, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.

6/21/11
US Mortgage Network
US Mortgage Network has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Mortgage Licensing Act.

6/16/11
WF&K Mortgage, Inc., John J. Farrence, Arthur W. Karbowski, Thomas J. Walsh and Timothy J. Tanana
The Department has prohibited Timothy J. Tanana from working in any capacity in an activity regulated by the Department, fined him and ordered restitution to consumers for violations of the Mortgage Licensing Act.

6/16/11
Hawthorne Capital Corp. and Silvano Tropeano
The Department has revoked the mortgage licenses held by Hawthorne Capital and prohibited Silvano Tropeano from engaging in any activity regulated by the Department of Banking.

 

6/15/11
Continental Home Loans, Inc.
Continental Home Loans, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective actions for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act and for violations of the Proper Conduct Regulation.

6/15/11
Kimberly Jane Bickers d/b/a Antrim Mortgage
Kimberly Jane Bickers d/b/a Antrim Mortgage has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Mortgage Licensing Act.

6/10/11
CUC Mortgage Corporation
CUC Mortgage Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

6/9/11
First Alliance Home Mortgage, LLC
First Alliance Home Mortgage, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.


6/9/11
Oak Mortgage Company, LLC
Oak Mortgage Company, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Mortgage Licensing Act and the federal Truth in Lending Act.

6/7/11
Don Breon, Inc. d/b/a Ford of Williamsport
Don Breon, Inc. d/b/a Ford of Williamsport has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of the Motor Vehicle Sales Finance Act.

6/2/11
Craig Tengowski

The Department has prohibited Craig Tengowski from working in the mortgage loan business as regulated by the Mortgage Licensing Act.
 
6/2/11
Daniel H. Hoey
The Department has prohibited Daniel H. Hoey from working in the mortgage loan business as regulated by the Mortgage Licensing Act.

5/27/11
Mortgage Access Corp. d/b/a Weichert Financial Services
Mortgage Access Corp. d/b/a Weichert Financial Services has entered into a final Consent Agreement and Order with the Pennsylvania Department of Banking and nine other state mortgage regulators for unlicensed loan activity in violation of state laws, including Pennsylvania’s Mortgage Licensing Act.  The company will take corrective actions and pay $3 million in fines.

5/24/11
Oceanside Mortgage Company
Oceanside Mortgage Company has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

5/20/11
EC Financial, LLC
EC Financial, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for failures of compliance regarding the Mortgage Licensing Act.

5/18/11
Express Home Solutions
The Department has issued an order against Express Home Solutions, prohibiting the company and its employees, contractors or agents from working in the mortgage loan business in Pennsylvania as regulated by the Mortgage Licensing Act as well as ordering consumer refunds, paying a fine and taking corrective actions.

5/18/11
First Mutual Corp.
First Mutual Corp. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

5/18/11
American Law Firm
The Department has issued an order against American Law Firm, ordering the company to take corrective action and return any advance fees taken from Pennsylvania consumers as well as prohibiting the company, officers and employees from engaging in the mortgage loan business in Pennsylvania as regulated by the Mortgage Licensing Act.


5/12/11
422 Auto Sales, Inc.
422 Auto Sales, Inc. has entered into a Consent Agreement and Order and will pay a fine, provide consumer refunds and take correction action for engaging in unlicensed installment seller activity and excessively charging consumers in violation of the Motor Vehicle Sales Finance Act.
 
5/12/11
Nationwide Equities Corporation
Nationwide Equities Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

5/12/11
Residential Mortgage Solutions, Inc.
Residential Mortgage Solutions, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

5/10/11
Route 94 Motors, LLC
Route 94 Motors, LLC has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment seller activity in violation of the Motor Vehicle Sales Finance Act.

5/9/11
Joro Resources, LLC d/b/a Ideal Gelt
The Department has ordered Joro Resources, LLC d/b/a Ideal Gelt to pay a fine and take corrective action for violations of the Consumer Discount Company Act and the Loan Interest and Protection Law and cease and desist from advertising, soliciting, negotiating and making non-mortgage loans that do not conform to these statutes.

5/9/11
Bounce Back Financial, Inc.
Bounce Back Financial, Inc. has entered into a Consent Agreement and Order for engaging in unlicensed mortgage loan activity and shall cease and desist from engaging in the mortgage loan business subject to the Mortgage Licensing Act.

5/6/11
Pennsylvania Equity Mortgage, Inc.
Pennsylvania Equity Mortgage, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.


5/5/11
NJ Lenders Corp. d/b/a Home Owners Mortgage Express
NJ Lenders Corp. d/b/a Home Owners Mortgage Express has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.


5/4/11
Jarrah Motors, LLC d/b/a Hanover Auto Sales
Jarrah Motors, LLC d/b/a Hanover Auto Sales has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment seller activity in violation of the Motor Vehicle Sales Finance Act.


5/2/11
Atlantic Pacific Mortgage Corporation
Atlantic Pacific Mortgage Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

5/2/11
Homefirst Mortgage Services, LLC
Homefirst Mortgage Services, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.


4/29/11
Shailesh Doshi d/b/a Greater NJ Mortgage Co.
Shailesh Doshi d/b/a Greater NJ Mortgage Co. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
4/29/11
First Jersey Financial Corp. d/b/a Money Line Mortgage
First Jersey Financial Corp. d/b/a Money Line Mortgage has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

4/27/11
Frank J. Weaver, Inc. d/b/a Atlantic Home Equity
Frank J. Weaver, Inc. d/b/a Atlantic Home Equity has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.

4/21/11
Greentree Mortgage Company, L.P.
Greentree Mortgage Company, L.P. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

4/14/11
Upstate Capital, Inc.
Upstate Capital, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.


4/14/11
John Galante, Chief Executive Officer, Boeing Helicopters Credit Union
The Department has ordered that John Galante be prohibited from working in any capacity in any credit unions under the jurisdiction of the PA Department of Banking.

4/14/11
First Guaranty Mortgage Corporation d/b/a FGMC.com
First Guaranty Mortgage Corporation d/b/a FGMC.com has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.


4/12/11
American Federal Mortgage Corporation
American Federal Mortgage Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
4/12/11
Auto World Motors, Inc.
Auto World Motors, Inc. has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment seller activity in violation of the Motor Vehicle Sales Finance Act.

4/13/11
Choice Mortgage, LLC
Choice Mortgage, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

4/8/11
Approved Funding Corp.
Approved Funding Corp. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
4/8/11
American Royal Mortgage Corp.
American Royal Mortgage Corp. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
4/8/11
Delaware Valley Financial Mortgage, LLC
Delaware Valley Financial Mortgage, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.


4/6/11
McKinney Romeo Motors, Inc. d/b/a I-79 Honda
McKinney Romeo Motors, Inc. d/b/a I-79 Honda has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment seller activity in violation of the Motor Vehicle Sales Finance Act.

4/6/11
PA Mortgage Network, LLC
PA Mortgage Network, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

3/31/11
Bankers First Mortgage, Inc., Northeast Financial Consultants, Inc. and George Hanzimanolis
The Department has suspended the mortgage licenses of Bankers First Mortgage, Inc., and George Hanzimanolis and Bankers First Mortgage, Inc., Northeast Financial Consultants, Inc. and George Hanzimanolis have entered into a Consent Agreement and Order and will pay a fine, provide restitution to consumers and take corrective action for violations of the Real Estate Settlement Procedures Act, the Mortgage Bankers  and Brokers and Consumer Equity Protection Act and its successor statute, the Mortgage Licensing Act.

3/31/11
Fuzzy Dice Auto Sales, LLC
Fuzzy Dice Auto Sales, LLC has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment seller activity in violation of the Motor Vehicle Sales Finance Act.

3/31/11

Generation Mortgage Company
Generation Mortgage Company has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

3/31/11
First Capital Mortgage Group, Inc.

First Capital Mortgage Group, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

3/28/11
Future One Mortgage Concepts, Inc.
Future One Mortgage Concepts, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

3/25/11
Colonial Mortgage Service Company of America
Colonial Mortgage Service Company of America has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

3/24/11
Custom Mortgage Corp. d/b/a Custom Residential Mortgage Corporation
Custom Mortgage Corp. d/b/a Custom Residential Mortgage Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

 

3/24/11
Abeloff Pontiac d/b/a Abeloff Nissan
Abeloff Pontiac d/b/a Abeloff Nissan has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unfair, deceptive, fraudulent or illegal practices in violation of the Motor Vehicle Sales Finance Act.

 

3/23/11
Sunrise, LLC d/b/a Sunrise Mortgage
Sunrise, LLC d/b/a Sunrise Mortgage has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

3/21/11
American Modification Consultants and Nicholas Milano
The Department has ordered American Modification Consultants and Nicholas Milano to pay a fine, provide consumer refunds and take corrective actions pursuant to provisions of the Mortgage Licensing Act.

 

3/21/11
Executive Mortgage Relief, E Mortgage Recovery LLC, Pinnacle Debt Negotiations LLC, John Fritz, Alina Johnson and David Swirczewski
Executive Mortgage Relief, E Mortgage Recovery LLC, Pinnacle Debt Negotiations LLC, John Fritz, Alina Johnson and David Swirczewski have entered into a Consent Agreement and Order and will pay a fine and provide consumer restitution for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act. The Department also prohibits David Swirczewski from working in the mortgage loan business in Pennsylvania as regulated by the Mortgage Licensing Act.

 

3/21/11
Monocacy Home Mortgage, LLC
Monocacy Home Mortgage, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

3/18/11
Residential Relief Foundation, LLC, Silver Lining Services, LLC and James Warren Holderness
The Department has ordered Residential Relief Foundation, LLC, Silver Lining Services, LLC and James Warren Holderness to cease and desist from engaging in the mortgage loan business subject to the Mortgage Licensing Act.

 

3/18/11
Allied Mortgage Group, Inc.
Allied Mortgage Group, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.
 

3/17/11
Net Equity Financial, Inc.
Net Equity Financial, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
3/17/11
MLD Mortgage, Inc. d/b/a The Money Store
MLD Mortgage, Inc. d/b/a The Money Store has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.


3/16/11
Metropolis Funding, Inc.
Metropolis Funding, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
3/16/11
Atlantic Financial, Inc. d/b/a Atlantic Financial of New Jersey, Inc.
Atlantic Financial, Inc. d/b/a Atlantic Financial of New Jersey, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
3/16/11
Avenue Auto Sales Corporation
Avenue Auto Sales Corporation has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment seller activity in violation of the Motor Vehicle Sales Finance Act.


3/11/11
Lewis Hunt Enterprises, Inc. d/b/a Interactive Financial Corporation
Lewis Hunt Enterprises, Inc. d/b/a Interactive Financial Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

3/11/11
Intercontinental Capital Group, Inc.
Intercontinental Capital Group, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.


3/2/11
PMF Inc. d/b/a Paramount Mortgage Funding, Inc.
PMF Inc. d/b/a Paramount Mortgage Funding, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for misleading advertising, unfair and unethical conduct, and other violations of the Mortgage Licensing Act.
 
3/2/11
JMB Mortgage Services, Inc.
JMB Mortgage Services, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

3/1/11
New Penn Financial, LLC
New Penn Financial, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.


3/1/11
GFI Mortgage Bankers, Inc.
GFI Mortgage Bankers, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

 

2/28/11
Frank J. D'Attilo
The Department has issued an order against Frank J. D'Attilo, prohibiting him from working in the mortgage loan business in Pennsylvania as regulated by the Mortgage Licensing Act.
 
2/28/11
Michael Giello
The Department has issued an order against Michael Giello, prohibiting him from working in the mortgage loan business in Pennsylvania as regulated by the Mortgage Licensing Act.

  
2/26/11
Jason Megow
The Department has ordered Jason Megow to cease and desist from engaging in the mortgage loan business subject to the Mortgage Licensing Act for violations of the Mortgage Licensing Act.

 

2/25/11
AFC First Financial Corp. d/b/a AFC First Consumer Discount Company
AFC First Financial Corp. d/b/a AFC First Consumer Discount Company has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

2/24/11
WF&K Mortgage Inc., and John J. Farrence, Arthur W. Karbowski, Thomas J. Walsh and Timothy J. Tanana, individually
The Department has ordered that Thomas J. Walsh be removed as an owner of WF&K Mortgage, Inc., revoked Walsh’s mortgage originator license and prohibited Walsh from working in any capacity in activities regulated by the Department for violations of the Mortgage Licensing Act.
 
2/24/11
WF&K Mortgage Inc., and John J. Farrence, Arthur W. Karbowski, Thomas J. Walsh and Timothy J. Tanana, individually
The Department has ordered that Thomas J. Walsh be removed as an owner of WF&K Mortgage, Inc.; WF&K shall pay a fine; WF&K’s mortgage broker license shall be suspended from March 28, 2011, until April 1, 2011; WF&K, Farrence and Karbowski shall make restitution to consumers; and WF&K will take corrective actions for violations of the Mortgage Licensing Act.

 

2/23/11
Excel Mortgage Group, Inc.
Excel Mortgage Group, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

2/23/11
Premier Residential Mortgage, LP
Premier Residential Mortgage, LP has entered into a Consent Agreement and Order and will pay a fine and take corrective action for operating in violation of the Mortgage Licensing Act and the Proper Conduct of Lending and Brokering in the Mortgage Loan Business regulations.

2/23/11
GMI Home Loans, LLC d/b/a Internet Mortgage Group
GMI Home Loans, LLC d/b/a Internet Mortgage Group has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

2/18/11
Factory Finance Company, Inc.
Factory Finance Company, Inc. has entered into a Consent Agreement and Order and will pay a fine and take correction action for engaging in unlicensed installment seller activity in violation of the Motor Vehicle Sales Finance Act and for providing installment loans that violated legal interest limits in violation of the Consumer Discount Company Act.

2/18/11
Selling Source, LLC d/b/a Money Mutual
Selling Source LLC d/b/a Money Mutual has entered into a final Consent Agreement and Order whereby Selling Source’s company, PartnerWeekly, LLC, has agreed to block Pennsylvania residents from accessing its website; the website generates leads for lenders that provide payday loans to consumers. 

 

2/17/11
MCS Mortgage Bankers, Inc. d/b/a Wholesale Direct
MCS Mortgage Bankers, Inc. d/b/a Wholesale Direct has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 

2/16/11
Union National Mortgage Co.
Union National Mortgage Co. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
2/16/11
Integrated Financial Group, Inc. d/b/a IFG Mortgage Corp.
Integrated Financial Group, Inc. d/b/a IFG Mortgage Corp. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
2/16/11
AA Mortgage Group, LLC
AA Mortgage Group, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

2/16/11
Mortgage Solution, Inc.
Mortgage Solution, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
2/15/11
Franklin First Financial , Ltd.
Franklin First Financial , Ltd. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act and failure to provide consumer disclosures and comply with all applicable federal law in violation of the Proper Conduct Regulation.

2/14/11
Allegro Funding Corp.
Allegro Funding Corp. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

2/9/11
MFC Mortgage, Inc. of Florida

MFC Mortgage, Inc. of Florida has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
2/9/11
MAS Associates, LLC a/k/a Equity Mortgage Lending, LLC
MAS Associates, LLC a/k/a Equity Mortgage Lending, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
2/9/11
Precision Funding Group, LLC
Precision Funding Group, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
2/9/11
Liberty Mortgage Corporation
Liberty Mortgage Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

2/8/11
Mohsin Mortgage Corporation
Mohsin Mortgage Corporation has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

2/7/11
Donald Herman Cohen
The Department has prohibited Donald Herman Cohen from working in the mortgage loan business as regulated by the Mortgage Licensing Act.

2/4/11
Primary Residential Mortgage, Inc.
Primary Residential Mortgage, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

2/1/11
OSL Marketing, Inc.; SSM Group, LLC; CMG Group, LLC; DJR Group, LLC and Richard F. Moseley, Sr.
The Department has ordered OSL Marketing, Inc.; SSM Group, LLC; CMG Group, LLC; DJR Group, LLC and Richard F. Moseley, Sr. to pay a fine and take corrective action for violations of the Consumer Discount Company Act and the Loan Interest and Protection Law and cease and desist from advertising, soliciting, negotiating and making non-mortgage loans that do not conform to these statutes.

1/31/11
Robert P. Arakelian Jr.
The Department has issued an order against Robert P. Arakelian Jr., prohibiting him from working in the mortgage loan business in Pennsylvania as regulated by the Mortgage Licensing Act.

 

1/28/11
Pennsylvania Preferred Mortgage Company, Inc.
Pennsylvania Preferred Mortgage Company, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

1/27/11
Ray Price Chevrolet, Inc.
Ray Price Chevrolet, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for violations of Section 10.14 of the Motor Vehicle Sales Finance Act.

1/26/11
Allied Modification Consultants, LLC d/b/a Allied Modification, LLC
The Department has issued an order against Allied Modification Consultants, LLC d/b/a Allied Modification, LLC, prohibiting the company and its employees, contractors or agents from working in the mortgage loan business in Pennsylvania as regulated by the Mortgage Licensing Act as well as ordering consumer refunds and taking corrective actions.

1/25/11
Cunningham Chrysler of Edinboro, Inc.
Cunningham Chrysler of Edinboro, Inc. has entered into a Consent Agreement and Order and will pay a fine for engaging in unlicensed installment seller activity in violation of the Motor Vehicle Sales Finance Act.

1/21/11
New Day Financial, LLC
New Day Financial, LLC has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity and violations of the Mortgage Licensing Act.

1/14/11
Northstar Mortgage LLC; Paul Fenelle and Leonardo D’Elia, Owners; Keith Douglas Buchanan, Kimberly Friedman, Duane Beers, Michael Gilbert and Jenique Chang -
Large file available upon request.

The Department has revoked licenses held by Northstar Mortgage LLC; prohibited Paul Fenelle, Leonardo D’Elia, Keith Douglas Buchanan, Kimberly Friedman, Duane Beers and Michael Gilbert from engaging in the mortgage loan business in Pennsylvania; and ordered payment of fines for violations of the Mortgage Bankers and Brokers and Consumer Equity Protection Act.

 

1/14/11
TJ's Auto Imports, Inc.
TJ's Auto Imports, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in the business of an installment seller while unlicensed in violation of the Motor Vehicle Sales Finance Act.


1/13/11
Sierra Pacific Mortgage Company, Inc.
Sierra Pacific Mortgage Company, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.
 
1/13/11
Schoch's Incorporated
Schoch's Incorporated has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in the business of an installment seller while unlicensed in violation of the Motor Vehicle Sales Finance Act.

1/12/11
GMA Financial Group, GMA Financial Corp., GMA Modification Corp. and GMA General Modification Affiliates

The Department has ordered GMA Financial Group, GMA Financial Corp., GMA Modification Corp. and GMA General Modification Affiliates to cease and desist from engaging in the mortgage loan business subject to the Mortgage Licensing Act, make refunds, and take corrective actions for engaging in unlicensed loan activity in violation of the Mortgage Licensing Act.
 
1/11/11
Relief Law Center d/b/a USA Loan Auditors

The Department has ordered Relief Law Center d/b/a USA Loan Auditors to cease and desist from engaging in the mortgage loan business subject to the Mortgage Licensing Act, make refunds, and take corrective actions for engaging in unlicensed loan activity in violation of the Mortgage Licensing Act.
 
1/10/11
Mortgage Solutions for America
The Department has ordered Mortgage Solutions for America to cease and desist from engaging in the mortgage loan business subject to the Mortgage Licensing Act, make refunds, and take corrective actions for engaging in unlicensed loan activity in violation of the Mortgage Licensing Act.

1/10/11
Loan Workout Consultants, LLC
The Department has issued an order against Loan Workout Consultants, LLC, prohibiting the company and its employees, contractors or agents from working in the mortgage loan business in Pennsylvania as regulated by the Mortgage Licensing Act as well as ordering consumer refunds, paying a fine and taking corrective actions.

1/6/11
Moorestown Real Estate, LLC d/b/a The Mortgage Group of PA
Moorestown Real Estate, LLC d/b/a The Mortgage Group of PA has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

1/5/11
Direct Finance, Inc.
Direct Finance, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

1/3/11
Eastborn Home Mortgage, Inc.
Eastborn Home Mortgage, Inc. has entered into a Consent Agreement and Order and will pay a fine and take corrective action for engaging in unlicensed mortgage loan activity in violation of the Mortgage Licensing Act.

2010 Enforcement Actions

2009 Enforcement Actions


2008 Enforcement Actions