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|
Old Benefit |
New Benefit, Effective March 1, 2010 |
|
Primary care physician (PCP) office visits |
$5 copay |
$10 copay (except for preventive care) |
|
Specialist doctor office visits |
$10 copay |
$20 copay |
|
Emergency room copay |
$25 copay |
$50 copay |
|
Inpatient hospital services |
No charge |
10% coinsurance/$1,000 maximum per year for all coinsurance
Two stays per year |
|
Physical, occupational and speech therapy |
$2,500 maximum per year, combined |
10% coinsurance/$1,000 maximum per year for all coinsurance
15 visits per year, combined |
|
Diabetic supplies |
No charge |
10% coinsurance/$1,000 maximum per year for all coinsurance |
|
Outpatient surgery (short procedure unit & facility) |
No charge |
10% coinsurance/$1,000 maximum per year for all coinsurance |
|
Cardiac rehabilitation (36 sessions for a 12-week period) |
No charge |
10% coinsurance/$1,000 maximum per year for all coinsurance |
|
Chemotherapy, dialysis or radiation |
No charge |
10% coinsurance/$1,000 maximum per year for all coinsurance |
|
Pulmonary rehabilitation (18 sessions per calendar year) |
No charge |
10% coinsurance/$1,000 maximum per year for all coinsurance |
|
Respiratory therapy (18 sessions per calendar year) |
No charge |
10% coinsurance/$1,000 maximum per year for all coinsurance |
|
Home infusion |
No charge |
10% coinsurance/$1,000 maximum per year for all coinsurance |
|
Home health care |
No charge |
10% coinsurance/$1,000 maximum per year for all coinsurance |
|
Skilled nursing facility care (60 days per calendar year) |
No charge |
10% coinsurance/$1,000 maximum per year for all coinsurance |
|
Inpatient rehabilitation therapy (45 days per calendar year) |
No charge |
10% coinsurance/$1,000 maximum per year for all coinsurance |