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Helpful Resources

How Do I Obtain My Free Credit Report?

The Fair and Accurate Credit Transactions Act, better known as the FACT Act, allows for one free credit report per year from each of the three major credit bureaus. Since September 1, 2005, Pennsylvania consumers have been able to obtain a free copy of their credit report.

To obtain your free credit report online, go to https://www.annualcreditreport.com/cra/index.jsp. To obtain your free credit report by phone, call 877.322.8228. To obtain your free credit report by mail, send the online request form to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.