Homeowners Insurance


The Basics: A homeowner’s insurance policy will cover your family's personal belongings, your home and the contents of your home, such as furniture, appliances, rugs, clothing, etc. Even if you don’t own a home, but rather rent an apartment, you can purchase renters insurance to cover your personal belongings. Though not mandatory under Pennsylvania law, a mortgage lender may require you to purchase homeowners insurance as a condition of your mortgage agreement. The department has put together a list of publications and resources to help answer your questions and help you understand your options. Feel free to browse the following publications and resources. For a complete list of consumer brochures and fact sheets, you may click here.

  • Fact Sheet: Home for the Holidays (How to avoid an insurance claim during the holiday season)
  • Preparing for Bad Weather:

    After the Storm Hits:

    Home Inventories:

    Need more information?


    Have a question or need to file a complaint? You can get help at Consumer Services Online (CSO), the department’s fast and secure online customer service tool. After you register, you can ask your question or file a complaint. You can also download a complaint form and send it in by fax or mail.