Homeowners Insurance

A homeowner’s insurance policy will cover your family's personal belongings, your home and the contents of your home, such as furniture, appliances, rugs, clothing, etc. Even if you don’t own a home, but rather rent an apartment, you can purchase renters insurance to cover your personal belongings. Though not mandatory under Pennsylvania law, a mortgage lender may require you to purchase homeowners insurance as a condition of your mortgage agreement.

The department has put together a list of publications and resources, listed alphabetically, to help answer your questions and help you understand your options. Feel free to browse the following publications and resources. For a complete list of consumer brochures and fact sheets, you may click here.

• Disaster Recovery Recources
• Fact Sheet: Home for the Holidays (How to avoid an insurance claim during the holiday season)
• Fact Sheet: Hurricane Preparedness
• Flood Insurance
• Homeowners English | En Español
• Renters Insurance
• Understanding Reverse Mortgages
• View the 10 Steps for Completing a Home Inventory
• View the tutorial video for the myHOME Scr.APP.book app for smartphones
• Archived Hurricane Irene and Tropical Storm Lee Recovery Information

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