Archived Enforcement Actions J - L

J 

• J. Catherine Newton Agency  (Pittsburgh, PA)  8/06 
• J.W. Hoban & Associates, Inc. (Wilkes-Barre, PA)  4/06
• Jackson, Aqueelah N. (Philadelphia, PA) 6/3/10 § 1033 waiver granted; indefinite supervision of license for prior felony conviction. 

• Jackson, Jeffrey (Easton, PA) 1/20/12 § 1033 waiver granted; indefinite supervision of license for prior felony conviction.

• Jackson, Thomas W., Jr. (Rockledge, PA) 1/27/10 Five-year license suspension for failing to disclose criminal history on license renewal application.
• Jacobs, Frank G. (Middletown, PA)
• James & Son, Inc.   (Havertown, PA)  4/06 
• James & Son, Inc. (Havertown, PA)
• James & Son, Inc. (Havertown, PA)    
• James E. Christman & Son  (Pottstown, PA) 11/04 
• James, Jeremiah M.   (Harrisburg, PA)  8/05 
• James, Thomas R.  (Mount Union, PA)  4/06 
• Jefferson National Life Insurance Company (Carmel, IN) 10/6/09 $5,000 penalty and payment of $117,535.84 in restitution or accepting false documents from an insurance producer who, in turn, misappropriated money from policyholders.
• Jehoich, Joseph B.  (Virginia Beach, VA)  1/08  Failure to report two felony arrests and convictions; license revocation
• Jenkins, William W. (Honesdale, PA) 7/1/10 License revocation and five-year license supervision – Jenkins failed to report a guilty plea to theft by unlawful taking of movable property.
• Jermyn, James E. (York, PA) 8/31/10 Five-year future license supervision and full compliance with the PA Department of Revenue Deferred Payment Plan – Jermyn failed to report owing personal income taxes since 2006.
• Jessome, Joseph Todd (Sunrise, FL) 2/18/09 Cease and desist order and five-year license supervision for soliciting health insurance to Pennsylvania residents without a license to do so.
• Jewell, Raymond B. (Philadelphia, PA) 9/08 $1,000 penalty and five-year license supervision for misrepresenting the terms of a life insurance policy, and use of another insurance producer to sign the policy as the producer of record
• Jimcor Associates, Inc. (Plymouth Meeting, PA)

• Johns, Cynthia Leigh (Greencastle, PA) 6/4/12 License revocation and restitution to Penn National Ins Co as determined by the Franklin County Court of Common Pleas - Johns pled guilty to felony theft by unlawful taking in 2012, which related to misappropriating premiums.

• Johnson, Blair G. (Wayne, PA) 7/20/10 $15,000 penalty and five-year license supervision – Johnson was involved in the sale of a life policy that became the subject of an inappropriate viatication structure, which resulted in financial loss to a policyholder.
• Johnson, Brian L.  (Mechanicsburg, PA)  1/06  
• Johnson, David Allan   (Altoona, PA)  4/06 
• Johnson, Kenneth J.  (Williamsport, PA)  6/06
• Johnson, Scott L.  (Sarasota, FL) 10/9/09 Five-year license supervision for two felony charges that occurred in Florida in 2009.  If convicted, the license will be surrendered.
• Johnson, Thomas K.  (Bellefonte, PA)  7/05 
• Johnson-Davenport, Otis M. (Richboro, PA) 12/15/10 Mabstract, LLC (Bensalem, PA) 12/15/10
• Johnston, Nancy V. (Smyra,DE) 3/05  
• Jones, David Schneider (West Chester, PA) 5/20/11 Three-year license supervision – Jones was convicted of two felonies in 2006, both of which were disclosed on his producer license application.
• Jones, Neil A.  (Coraopolis, PA) 08/16/11 § 1033 waiver granted; indefinite supervision of license for prior felony conviction. 
• Jones, Paul Calvin  (Philadelphia, PA)  3/06 
• Jones, Paul Calvin  (Philadelphia, PA)  3/06 
• Jordal, Nicholas J.  (Doylestown, PA)  4/06  
• Joseph Chiarello & Company, Inc.  (Hillside, NJ)  8/06 

• Joyce, Joseph J. Jr. (Hughestown, PA) 05/15/12 Three-year license supervision – Joyce provided certificates of insurance that had incorrect information regarding coverage amounts.

• Juliano, Arthur P. III (Philadelphia, PA) 6/26/12 Five-year license supervision – Juliano failed to report a 2011 arrest for insurance fraud.

• Julius, Hensley C. Sr. (Philadelphia, PA) 2/3/12 License revocation – Julius was convicted in 2011 of one felony and failed to report either the arrest or conviction to the department

• Justen, Scott A.  (Toledo, OH) 3/05   

K 

• Kackloudis, John S. (Columbus, OH)  4/07
• Kaighn/Stanton, Cynthia (Willow Grove, PA)   
• Kaler, William R.  (Altoona, PA)  7/05 
• Kamowski, Susan E. (Wapwallopen, PA) 08/01/11 License revocation – Kamowski created false documents and did not handle other insurance accounts in an appropriate manner.
• Karcher, Theresa L.  (Philadelphia, PA) 12/04    
• Karn, Timothy L.  (Fayettesville, PA)  11/07
• Karns, Gary L. trading as Integrated Insurance Marketing (Akron, OH) 3/17/11 License surrender – Karns mailed information to consumers promoting AIM Health Plans, but failed to conduct the proper research on the validity of the entity. AIM Health Plans is not a licensed insurance entity
• Karpinski, Albert J.  (Lancaster, PA)  5/08 Felony conviction; § 1033 waiver; indefinite supervision of producer license
• Kasapidis, Spiros (Reading, PA)  1/07   

• Kaspar, Christopher (North Wales, PA) 6/11/12 License surrender – Kaspar misrepresented his identity to collect personal and confidential policyholder account information.

• KDN Lancaster Corporation (Wyommissing, PA) 5/5/10
• Kearney, John R. (Media, PA)
• Kelley, Norris E. (Pittsburgh, PA) 2/19/10 Indefinite supervision of producer license - § 1033 waiver for prior felony conviction.
• Kelley, Steven John (Denver, PA) 7/21/10 Four-year license revocation and $5,000 fine – Kelley failed to report a 2009 felony indictment and guilty plea.
• Kelly, Joey Heather (Lebanon, PA) 12/21/09 License revocation and five-year license supervision for failing to remit $1.7 million from 14 mortgage payoffs received for settlement.
• Kelly, Scott J.  (Chalfont, PA)  1/07
• Kelly, William O. (Aliquippa, PA) 12/21/09 Five-year license supervision for using an improper general disclosure statement.
• Kempton, Gregory L.  (Lutz, FL)  4/07
• Kendrick_Shawn_P (Erie, PA) 
• Kendrick_Shawn_P.  (Erie, PA) 
• Kennedy, John E.  (Feasterville, PA)  3/06  
• Kennedy, Kevin G.  (Monongahela, PA)  8/05 
• Kesselman, Joel D.  (Richboro, PA) 4/29/11 Five-year license supervision and $5,000 fine – Kesselman owed unpaid state income tax, yet indicated he was tax compliant on his license renewal. Kesselman also failed to report a misdemeanor arrest and conviction from 2010.
• Kesselman, Joel D. (Richboro, PA) 3/16/10 $5,000 penalty and five-year license supervision for receiving excessive complaints between 1996 and 2009 for misrepresenting policy terms and conditions, for which Kesselman’s employment was terminated.
• Kett, John W. (Wyndmoor, PA) 1/25/12 License revocation – Kett failed to remit, deposit or forward full premium payments to an insurance company.
• Khawam, John D.  (Washington Crossing, PA)  10/07
• Kiel Insurance Brokers, Inc.  (Cherry Valley, MA)  3/07
• Kiel, Steven  (Ware, MA)  3/07 

• Kimmel, Janice M. (Hollidaysburg, PA) 11/2/12  Kimmel previously surrendered her producer license via Consent Order in 1992; now re-issued under with seven-years supervision.

• King Insurance Agency   (Philadelphia, PA)  1/05
• King Insurance Agency, Inc.  (Reading, PA)  5/07
• King, Doung Thi (Reading, PA) and Adoniram Insurance Agency (Philadelphia, PA) 4/27/11 License supervision until 2017 and $5,000 fine – King employed an unlicensed individual who accessed an insurance company database to accept a premium payment, yet failed to forward the entire premium payment. The coverage for the policyholder was subsequently cancelled.
• King, Duong T. (Reading, PA)  6/07
• King, Timothy J.   (Philadelphia, PA)  1/05  
• Kistler, David B.  (Jacobus, PA) 10/05  
• Kisty, Jr., Stephen M.  (Pittsburgh, PA)  12/05
• Knauber, Ronald E. Jr.  (Millersburg, PA) 12/06 
• Knauff Insurance, Inc.  (Charlotte, NC)  9/05
• Knight, Ronnie (Erie, PA) 11/9/11 § 1033 waiver granted; indefinite supervision of license for prior felony conviction. 
• Knowles_Robert_I_Jr. (Waverly, PA)
• Kohler, Walter J.  (Lansdale, PA)  10/06  
• Kollar, Jr., Cyril R.  (Yukon, PA)  6/06
• Koltoff, Jeffrey R. (Philadelphia, PA) 1/6/09 Surrender of all licenses and five-year future license supervision for a February 2008 arrest for three felony charges.
• Krauss, Steven W. (Moscow, PA) 9/08 Surrender of Professional Bail Bondsman license and five-year future license supervision for failing to disclose three felony convictions in Connecticut from 1993, while indicating no criminal charges on his Pennsylvania licensing application and subsequent renewals.
• Kreider, Michael D.  (Lancaster, PA) 1/07
• Kreighbaum, John W.  (Middleburg, PA) 3/06 
• Kroope, Richard Alan (Bethlehem, PA) 2/17/10 License revocation, $24,000 civil penalty, $151,376.59 restitution and seven-year future license supervision – failure to pay Pennsylvania state income tax for calendar years 1999 through 2006 and providing incomplete or false information on several license applications and renewals.

• KT Settlement Services and Kevin Tanribilir (Berwick, PA) 6/18/12 Five-year license supervision and $5,000 penalty – Tanribilir allowed an individual to operate as an unlicensed title agent.

• Kuenster, Mary F. (Oak Park, IL) 1/27/10 License surrender for failing to report that her home state of Illinois revoked her license in 2008.
• Kuhnemund, Dennis C.   (Ligonier, PA)  1/05
• Kukish, Warren M. / PA Auto Insurance Outlet (Philadelphia, PA) 8/08 $5,000 penalty and three-year license supervision for charging undisclosed fees
• Kullman, Richard T. (Allentown, PA) 7/14/09 License revocation, five-year future license supervision and 418,813 in restitution for converting insurance premiums from policyholders for his personal use. 

L 

• Labib, Alfred A.  (Smithburg, MD)
• Lackawanna Casualty Company  (Wilkes Barre, PA)  5/06 
• Lake, Jamie P. (Scranton, PA) 9/1/09 License revocation for failing to report to the commonwealth within 30 days a guilty plea and conviction for one felony count of mail fraud.
• Lancaster Annuity Services Company, Inc. (Lancaster, PA) 
• Lancer Insurance Company  (Long Beach, NY)  7/07
• Landis, Jeffrey L.   (Perkasie, PA)  11/04

• Landsperger, Barry Norman (Pittsburgh, PA) 3/1/12 License revocation and restitution– Landsperger produced and remitted 136 fictitious insurance applications for 42 fictitious policyholders and collected over $38,000 in commissions.

• Lane, Scott E. (Whitehall, PA) 1/6/10 Five-year license supervision for prior felony and misdemeanor convictions.
• Lane, Scott Edward (Whitehall, PA) 8/5/10 Six-month license revocation and ten-year future license supervision – Lane was convicted of a felony while already under a license supervision

• Langley, Mary Lou (South Williamsport, PA) 9/6/12 Indefinite license supervision – Langley was granted an 18 U.S.C. Section 1033 waiver for previous felony convictions.

• Laposh III, Joseph  (Easton, PA)  10/06
• Laslo, Joseph S. (Noblesville, IN) 12/28/10 License revocation and five-year future license supervision – Laslo failed to report a license revocation action from Florida to Pennsylvania and Alabama.
• Laster, Samans & Levin, Inc. (Philadelphia, PA)
• Laster, Samans & Levin, Inc. (Philadelphia, PA)  10/07

• Lattari, Michael J. (Philadelphia, PA) 6/21/12 Five-year license supervision – Lattari had a misdemeanor conviction which was disclosed on his producer application.

• Laughlin, Gerald J.  (Riverton, NJ)  11/07
• Laughlin, Inc.  (Riverton, NJ)  11/07
• Lavery, William A.  (Hatboro, PA)  3/07   
• Lavins, Laurence J. (Philadelphia, PA) 3/11/09 Surrender of public adjuster license and five-year future license for conducting public adjuster appraisals with an unlicensed appraiser and ultimately accepting compensation from the unlicensed appraiser.
• Lawler, Dennis   (Pottstown, PA)  7/06 

• Lawrence, Kenneth A. (Ambler, PA) 7/24/12 Five-year license supervision and $7,947 restitution – Lawrence failed to remit premium.

• Leak, Edward   (Philadelphia, PA)  11/05
• Lease, James A. (Trafford, PA) 10/15/10 License revocation, restitution and five-year future license supervision – Lease collected, but failed to collect and remit, over $3,000 in premium from nine clients.
• Lebowitz, David  (Bethlehem, PA)  6/08 Criminal history; Appeal of denial of Producer License; may reapply for license 11/4/2011, three-year future license supervision
• Leland-West Insurance Brokers, Inc. (Fresno, CA) 2/27/09 Cease and desist order and three-year license supervision for charging an illegal application fee to Pennsylvania consumers.
• Lempiner, Claudine R.  (Douglassville, PA)  11/06
• Lempiner, Larry J.  (Douglassville, PA)  11/06
• Lenenberg, Sandor L. (Pittsburgh, PA) 6/8/09 § 1033 waiver granted for prior felony conviction.
• Lennon Insurance Agency, Inc.  (Hatboro, PA)  7/07
• Lennon, Thomas J.  (Furlong, PA)  7/07
• Leparulo, Luigi (Kimberton, PA) 1/4/12 Five-year license supervision and Deferred Payment Plan compliance – Leparulo failed to pay state corporation taxes for multiple years and failed to disclose tax liabilities on license renewal applications.

• Lerman, Jacob (Horsham, PA) 05/08/12 Ten-year license supervision, $6,000 restitution and $3,000 penalty – Lerman forged 17 signatures on insurance applications and misrepresented his identity to insurance company representatives.

• Lesko, Alexis A. (Frackville, PA) 2/14/11 License surrender and five-year future license supervision – Lesko misappropriated $24,520 from customer accounts while at Wachovia Bank, which resulted in a FINRA action.
• Levin, Matthew H.  (Bala Cynwyd, PA)  10/07
• Lewison, Robert S.  (Cherry Hill, NJ)  7/05   
• Lexington & Concord Search & Abstract, LLC   (Huntingdon Valley, PA)  7/05
• Liberty Financial Services, Inc. (Pittsburgh, PA)
• Liberty Insurance Underwriters, Inc.  (New York, NY)  5/08 Untimely submission of Workers' Compensation Accident & Illness Prevention Report; $5,000 penalty, Cease and desist.

• Librich, Thomas F. (Glenshaw, PA) 1/12/12 Five-year license supervision and $5,000 penalty – Librich falsified applicant information and misrepresented surrender charges for an annuity.

• Lim, Suk-Ku  (Falls Church, VA)  7/07
• Linkowski, Steven J.,  Jr. (Avella, PA) 10/1/10  Five-year license supervision – Linkowski failed to remit personal income tax for 2005, yet submitted renewals in 2007 and 2009 indicating he was tax compliant.
• Lipka, Matthew S. (Morrisdale, PA) 6/25/09 Three-year license supervision for a 2005 guilty plea to one misdemeanor, and two 2006 DUI charges.
• Lititz Mutual Insurance Company (Lititz, PA)      
• Little, Christopher R.  (Jackson, TN) 3/05

• Locey, Corinne L. (Bemus Point, NY) 8/8/12 Three-year license supervision – Locey failed to disclose a 2006 misdemeanor conviction on her license application.

• Lockey, Kenneth M  (Hawk Run, PA) 

• Lockhart , Aliah (Philadelphia, PA) 6/4/12 Five-year license supervision – Lockhart failed to report a 2010 arrest to the department.

• Lockhart, Tony Oscar (Philadelphia, PA) 11/17/11 § 1033 waiver granted; indefinite supervision of license for prior felony conviction. 
• Loeber, James B.   (Etters, PA) 11/05  
• Lomax, Tanya Y. (West Chester, PA) 6/20/11 § 1033 waiver granted; indefinite supervision of license for prior felony conviction.
• London American General Agency, Inc.  (San Diego, CA)  10/06 
• Long, Angela M. (Manahawkin, NJ) 4/1/10 Five-year future license supervision: Failure to notify the department concerning a 2008 consent order from New Jersey.
• Long, Scott W. (Jersey Shore, PA)  1/07
• Lowa, Karl William, III (Pottstown, PA) 7/7/10 Five-year license supervision – Lowa failed to pay personal income tax from 1996 to present. He has entered into a Settlement Agreement with the Department of Revenue and the Attorney General’s Office to become tax compliant.
• Lowe, John J.  (Elterton, PA)  12/04  
• Lucciotti, Robert J.   9/05
• Lynch, Benjamin Adriel (Cranberry, PA) 5/17/10 Five-year license supervision for acting as a surplus lines producer who sold, or was involved in the sale of, over surplus lines policies to PA policyholders.
• Lynch, John J.  (Havertown, PA)  3/08 Failure to indicate annuity and life replacement and give notice of annuity replacement, misquoted an annuity rate; $5,000 penalty and 5-year license supervision