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Managed Care Consumer Alerts 

Balance Billing:  Protecting yourself from unexpected out-of-pocket expenses
 
Your managed care plan coverage may include out-of-network benefits.  Out-of-network benefits mean that you can access doctors and hospitals that do not participate with your health plan without a referal and still receive some insurance coverage, though at a lower level of reimbursement.  This is called self-referring.  Understanding your out-of-network benefits will help you protect yourself from "unexpected" out-of-pocket expenses!
 
 
 
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