Life and Health Insurance Company


Life and Health Insurance Company of America: Order of Liquidation
Guaranty Association Contact Information: GA Contact List
Contact the Liquidator: Life and Health Claims
Consumer brochure: A Consumer's Guide to Rehabilitation and Liquidation
Questions & Answers
Notice of Liquidation
Proof of Claim Form
Assets & Liabilities
Liquidator's Status Report Pursuant to Order of March 13, 2006
Liquidator's Status Report Pursuant to Order of May 19, 2006
Liquidator's Final Accounting and Petition for Distribution of the Estate for Life & Health Insurance Company of America
Order Approving The Final Notice
Final Notice to Claimants
Discharge Order November 2007

Discharge Order November 2007
Email inquiries to the Liquidators


 Date of Liquidation: July 2, 2004
 Filing Deadline: July 5, 2005
 States Where Licensed: DC, USVI, AL, AZ, AR, CO, DE, FL, GA, HI, ID, IL, IN, KS, LA, MD, MS, MO, MT, NV,  NM, ND, OH, OK, PA, SD, TN, UT & WV;
 Type of Business Sold: Life, Annuities, Long Term Care, Medicare Supplement, Hospital Indemnity & Disability Indemnity

On July 2, 2004, the Commonwealth Court placed L&H into liquidation due to  its financial insolvency.
 
On June 4, 2007, the Liquidator filed a petition in Commonwealth Court seeking the discharge of the Liquidator and distribution of the assets of the estate.

Sale of business

Prior to its liquidation, L&H sold a large block of traditional life business to:

Liberty Bankers Life Insurance Co. @ (800) 972-6615

Annuities: (800) 745-4927

Liberty Bankers Life Insurance Co
5250 S Sixth Street
PO Box 5147
Springfield, IL 62705-5147

and sold its short term disability, certain hospital indemnity and certain life policies to:

Westward Life Insurance Co. @ (800) 437-1670 ext. 229 or ext. 260

Covered Claims

Depending on the nature of a claim and L&H’s license status in the claimant’s state as referenced above, a claimant may be entitled to the protection of the state guaranty association.  Contact information for state guaranty associations is referenced at the bottom of this page.

Claims in Unlicensed States

If a claimant’s state is not listed above, the claimant should contact Pennsylvania’s guaranty association for information regarding claim coverage.  Contact information for state guaranty associations is referenced at the bottom of this page.

Policy Cancellation for Virgin Island Residents

Because the USVI does not have a guaranty association, any policies for USVI residents will be cancelled 30 days from the date of liquidation, on the normal expiration date of the policy or upon the effective date of the replacement of coverage, whichever is earliest.  Under no circumstances will any policies in the USVI be in force after midnight August 1, 2004.

Proofs of Claim

Currently, the Statutory Liquidator is accepting proofs of claim from claimants including agents, general creditors and vendors.  In order to be considered timely filed, proofs of claim must be received by the Liquidator no later than July 6, 2005.  Proof of claim forms are not necessary for claims for policy benefits.  Proof of claims forms will be mailed to all known agents, general creditors and vendor within thirty days from the date of liquidation.  If a claimant doesn’t receive a form by the first week of August, please contact the Statutory Liquidator at (717) 787-7823 or email the Liquidator at the link below.

Claims Processing
 
All Guaranty Associations (with the exception of Idaho) have retained the services of R.N. Swanson & Associates, Inc. (“Swanson”) to provide administrative and claims processing services for LHC.  Swanson may be contacted at the following address or telephone number:
 
R.N. Swanson & Associates, Inc.
P.O. Box 7217
Deerfield, IL  60015
(847) 803-9629
 
All Idaho claims should be forwarded directly to the Idaho Guaranty Association:
8324 Northview; Suite 204
Boise, ID  83704
(208) 378-9510
 
Premiums
 
Swanson will also be collecting premium on behalf of the Guaranty Associations.  Policyowners will receive premium notices from Swanson.