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How To Monitor For Identity Theft Activity

The sooner you take action to clear your records, the better. That's why it's important to order your credit reports at least once a year. A credit report lists all bank and financial accounts under your name and provides other indications of whether someone has wrongfully opened or used any accounts in your name. Reviewing your credit report may help you catch discrepancies and errors that could indicate that you have fallen victim to a financial crime.

You can get one free credit report every year from each of the three national credit bureaus: Equifax, Experian, and TransUnion. Contact the credit bureaus directly to request all three reports at once. Or, be your own no-cost credit-monitoring service by spreading out your requests, and ordering from a different bureau every four months. More comprehensive monitoring services are also available from the credit bureaus for a fee.

Equifax
P.O. Box 740241,
Atlanta, GA 30374-0241.
To report fraud: (800) 525-6285 or write to address above.
To order a credit report: (800) 685-1111.
To opt out of pre-approved offers of credit: (888) 567-8688.
www.equifax.com

Experian
P.O. Box 2104
Allen, TX 75013
To report fraud: (888) 397-3742 or write to address above.
To order a credit report: (888) 397-3742.
To opt out of pre-approved offers of credit: (888) 567-8688.
www.experian.com

Trans Union
P.O. Box 6790
Fullerton, CA 92634
To report fraud: (800) 680-7289 or write to address above.
To order a credit report: (800) 916-8800.
To opt out of pre-approved offers of credit: (888) 567-8688.
www.transunion.com