Home  What Is ID Theft? What Are The Federal Laws Regarding Identity Theft?

What Are The Federal Laws Regarding Identity Theft?

What Are The Federal Laws Regarding Identity Theft?

The Fair Credit Reporting Act
Fair Credit Reporting Act
The Fair Credit Reporting Act establishes procedures for correcting mistakes on your credit record and requires that your record only be provided for legitimate business needs.

Fair and Accurate Credit Transactions Act
Fair and Accurate Credit Transactions Act
The Fair and Accurate Credit Transactions Act is actually an amendment to the Fair Credit Reporting Act and provides several new measures to protect consumers from identity theft.

The Fair Credit Billing Act
Fair Credit Billing Act
The Act establishes procedures for resolving billing errors on your credit card bills and statements with regard to your credit card accounts. The Act also limits your liability for unauthorized or fraudulent credit card charges.

The Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act prohibits debt collectors from using unfair or deceptive practices to collect overdue bills that your creditor has forwarded for collection.

Identity Theft and Assumption Deterrence Act
Identity Theft and Assumption Deterrence Act
The Act makes it a federal crime when someone knowingly transfers or uses, without authority, a person's identification such as their name, social security number, credit card, cellular telephone, electronic serial number or any other piece of information that may be used to commit a crime that is a violation of federal law, or constitutes a felony under any state or local law.

Identity Theft Penalty Enhancement Act
Identity Theft Penalty Enhancement Act
The Identity Theft Penalty Enhancement Act establishes penalties for aggravated identity theft.