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Medicare Open Enrollment

Medicare open enrollment occurs yearly from October 15 through December 7.  This is the time to compare your current plan with all the options available for the next year.  By carefully comparing, you many find better coverage, higher quality or lower cost.

 

Medicare open enrollment also allows you to decide to stay in Original Medicare or join a Medicare Advantage Plan.  If you are already in a Medicare Advantage Plan, you can use open enrollment to switch back to Original Medicare.

 

Important Medicare dates:

 

September and October – Review and Compare

Review:  Your plan may change.  Review any notices from your plan about changes for next year.

Compare:  In October, use Medicare’s tools to find a plan that meets your needs.

 

October 15 – Open enrollment begins

This is the one time of year that ALL people with Medicare can make changes to their health and prescription drug plans for next year.

 

December 7 – Open enrollment ends

In most cases, December 7 is the last day you can change your Medicare coverage for next year.  The plan has to get your enrollment request (application) by December 7.


January 1 – Coverage begins

Your new coverage begins if you switch to a new plan.  If you stay with the same plan, any changes to coverage, benefits, or costs for the new year will begin on January 1.

 

Making changes to your coverage after January 1

Between January 1 and February 14, if you are in a Medicare Advantage plan, you can leave your plan and switch to Original Medicare.  If your switch to Original Medicare during this period, you will have until February 14 to also join a Medicare prescription drug plan to add drug coverage.  You coverage will begin the first day of the month after the plan gets your enrollment form.

 

 

NEED HELP?  CONTACT APPRISE AND A TRAINED MEDICARE EXPERT WILL HELP YOU.  YOU CAN REACH APPRISE BY CALLING 1-800-783-7067 TO FIND YOUR LOCAL PROGRAM OR click here TO FIND AN ENROLLMENT EVENT IN YOUR AREA.